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Quick Discoveries
Congratulations on deciding to be a new homeowner! Now that you've made the decision that owning your own home is better than renting, lets see if we can get you started with the right information and goals necessary for your new home purchase...
There's much to see here. So, take your time, look around, and learn all there is to know about Island Lending Hawaii's loan programs. Then take a moment and drop us a line to find out which program best suits your need. (*) ask your mortgage professional...
Use the mortgage calculator to determine what your principal and interest payment would be on a loan. You'll also be responsible for paying property taxes and homeowner's insurance which can be paid monthly, quarterly, or bi-annually. If the property...
Reverse Mortgage
A Great Solution For Hawaii's Seniors
Reverse Mortgage, also called a HECM (Home Equity Conversion Mortgage) is gaining in popularity with Hawaii's seniors who have equity in their homes and want to supplement their income.
The HECM is the only reverse mortgage insured by the Federal Government.
If you are a Hawaii homeowner age 62 or older and have paid off your mortgage or paid down a considerable amount, and are currently living in the home, you may participate in FHA's HECM program for a reverse mortgage in Hawaii.
HECM Reverse Mortgage
Yes, you can now live in your island home on Maui, Oahu, Kauai, or Hawaii island, and never have to make a mortgage payment until the day you permanently leave as long as you continue to pay the property tax, homeowner's insurance, and any maintenance fee.
Giving Back
Island Lending Hawaii believes been part of the community means giving back to the community and not just on a one...
Social
Be social and discover what's happening in your local community, search for homes, events, etc...
Ready To Apply?
Create a secure and safe account to apply with Island Lending Hawaii on the go with your phone, tablet, or computer...
VA HOme Loan
You've Served Us, Now Let Us Serve You!
The VA Home Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.
The Veterans Administration (VA) provides insurance to lenders in the case that you default on a loan. Because the mortgage is guaranteed, lenders will offer a lower interest rate and terms than a conventional home loan.
VA loans also have reduced closing costs and no prepayment penalties.
Additionally, there are services that may be offered to veterans in danger of defaulting on their loans.
VA Loan
VA loans are available to military personnel that have either served 181 days during peacetime, 90 days during war, or a spouse of veteran either killed or missing in action.
