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Island Lending Hawaii LLC
Island Lending Hawaii LLC

  • There's much to see here. So, take your time, look around, and learn all there is to know about Island Lending Hawaii's loan programs. Then take a moment and drop us a line to find out which program best suits your need. (*) ask your mortgage professional for more information.

    Loan Programs

    VA Jumbo

    • Down Payment Required*
    • 550 Minimum FICO
    • Primary Residence Only
    • VA Funding Fee May Apply
    • For Military and Their Spouse

    USDA

    • 100% Financing
    • 550 Minimum FICO
    • Primary Residence Only
    • Upfront & Monthly Insurance
    • Location & Income Restriction

    FHA 203B

    • 3.5% Minimum Down Payment 
    • 550 Minimum FICO
    • Primary Residence Only
    • Upfront Mortgage Insurance fee
    • Monthly Insurance fee

    FHA 203K

    • 3.5% Minimum Down Payment
    • 550 Minimum FICO
    • Primary Residence Only
    • Upfront & Monthly Insurance
    • Renovations Okay

    FHA 203H

    • 100% Financing
    • 550 Minimum FICO
    • Primary Residence Only
    • Upfront & Monthly Insurance
    • For Federal Disaster Victims*

    Conventional Fixed

    • 97% Financing*
    • 640 Minimum FICO
    • Primary, Second, Investment
    • Monthly Insurance May Apply*

    Conventional ARM

    • 95% Financing*
    • 640 Minimum FICO
    • Primary, Second, Investment
    • Monthly Insurance May Apply*

    40 Year Interest Only

    • 95% Financing*
    • 680 Minimum FICO
    • Primary Residence Only
    • Monthly Insurance May Apply*

    Conventional Renovation

    • 97% Financing*
    • 640 Minimum FICO
    • Primary, Second, Investment
    • Monthly Insurance May Apply*

    Jumbo

    • 90% Financing*
    • 700 Minimum FICO
    • Primary, Second, Investment
    • Monthly Insurance May Apply*

    Asset Depletion

    • 97% Financing*
    • 640 Minimum FICO
    • Primary, Second, Investment
    • Use Savings As Income*

    Foreign National

    • 60% Financing
    • Property Will Be Investment*
    • Must Have Local Representative
    • Documents Must Be Translated

    Bridge

    • 70% Financing*
    • 640 Minimum FICO
    • Primary, Second, Investment
    • Short Term Financing*

    Land

    • 75% Financing*
    • 640 Minimum FICO
    • Residential & Agriculture Land
    • Exit Strategy Apply*

    Condotel

    • 65% Financing*
    • 740 Minimum FICO
    • Investment Property Only*
    • Short Term, ARM Financing*

    Doctor Loan

    • 95% Financing*
    • 720 Minimum FICO
    • Primary Residence Only
    • Monthly Insurance May Apply*