Loan Programs

VA Jumbo

  • Down Payment Required*
  • 550 Minimum FICO
  • Primary Residence Only
  • VA Funding Fee May Apply
  • For Military and Their Spouse

USDA

  • 100% Financing
  • 550 Minimum FICO
  • Primary Residence Only
  • Upfront & Monthly Insurance
  • Location & Income Restriction

FHA 203B

  • 3.5% Minimum Down Payment 
  • 550 Minimum FICO
  • Primary Residence Only
  • Upfront Mortgage Insurance fee
  • Monthly Insurance fee

FHA 203K

  • 3.5% Minimum Down Payment
  • 550 Minimum FICO
  • Primary Residence Only
  • Upfront & Monthly Insurance
  • Renovations Okay

FHA 203H

  • 100% Financing
  • 550 Minimum FICO
  • Primary Residence Only
  • Upfront & Monthly Insurance
  • For Federal Disaster Victims*

Conventional Fixed

  • 97% Financing*
  • 640 Minimum FICO
  • Primary, Second, Investment
  • Monthly Insurance May Apply*

Conventional ARM

  • 95% Financing*
  • 640 Minimum FICO
  • Primary, Second, Investment
  • Monthly Insurance May Apply*

40 Year Interest Only

  • 95% Financing*
  • 680 Minimum FICO
  • Primary Residence Only
  • Monthly Insurance May Apply*

Conventional Renovation

  • 97% Financing*
  • 640 Minimum FICO
  • Primary, Second, Investment
  • Monthly Insurance May Apply*

Jumbo

  • 90% Financing*
  • 700 Minimum FICO
  • Primary, Second, Investment
  • Monthly Insurance May Apply*

Asset Depletion

  • 97% Financing*
  • 640 Minimum FICO
  • Primary, Second, Investment
  • Use Savings As Income*

Foreign National

  • 60% Financing
  • Property Will Be Investment*
  • Must Have Local Representative
  • Documents Must Be Translated

Bridge

  • 70% Financing*
  • 640 Minimum FICO
  • Primary, Second, Investment
  • Short Term Financing*

Land

  • 75% Financing*
  • 640 Minimum FICO
  • Residential & Agriculture Land
  • Exit Strategy Apply*

Condotel

  • 65% Financing*
  • 740 Minimum FICO
  • Investment Property Only*
  • Short Term, ARM Financing*

Doctor Loan

  • 95% Financing*
  • 720 Minimum FICO
  • Primary Residence Only
  • Monthly Insurance May Apply*