Victor Davis, Island Lending Hawaii

 

Victor Davis - Broker In Charge

  

NMLS# 380599


We’ve all come to realize that getting a mortgage in today’s market is not as simple and straight forward as it once was; a lot has changed in our industry. From loan inception to close of loan, conditions and requirements are now tougher and much layered. This is a time homeowners and prospective home buyers need even more guidance to accomplish their financing needs. Referring sources and business partners such as realtors, lawyers, and financial advisers alike, need a little more hand-holding and understanding as to what is going on in our industry and how best to navigate choices in order to meet the clients’ needs.   

This is a market that requires knowledgeable, ethical and customer oriented mortgage professionals who can bring understanding to the transaction as well as constant contact to all involved, and Victor believes that’s a service he and his team of professionals are well prepared and equipped to bring to the community. 


Victor volunteers at his local church, is a board member of the Veteran Association of Real Estate Professional promoting homeownership, financial literacy, and economical opportunities for our active and veteran community, a member of the Honolulu Bike Cycling League and an avid bike cyclist.

My Blog

state of hawaii loan limits by counties and agencies

Hawaii Conforming Loan Limits (Conventional Agency Loans, FannieMae & FreddieMac)

1 unit                    2 units                  3 units                  4 units

$636,150              $814,500             $984,525            $1,223,475


Hawaii Conforming Jumbo Loan Limits (Conventional Agency Jumbo Loans, FannieMae & FreddieMac)

Maui & Kalawao Counties

1 unit                    2 units                  3 units                  4 units

$657,800              $842,100              $1,017,900           $1,265,000


Kauai County

$713,000              $912,750              $1,103,350           $1,371,150


Honolulu County

$721,050              $923,050              $1,115,800           $1,386,650


Hawaii VA Loan Limits

(A veteran with full entitlement available may borrow up to the limit shown below and VA will guarantee 25 percent of the loan amount).


Maui & Kalawao Counties

$657,800


Honolulu County

$721,050


Hawaii County

$625,500


Kauai County

$713,000


Hawaii FHA Loan Limits

  

Maui County & Kalawao COunty

1 unit                       2 units                   3 units                   4 units

$657,800              $842,100              $1,017,900           $1,265,000


Hawaii County

$368,000              $471,100              $569,450              $707,700


Kauai County

$713,000              $912,750              $1,103,350           $1,371,150


Honolulu County

$721,050              $923,050              $1,115,800           $1,386,650

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